You’ve considered a rehab treatment whether you’re currently battling addiction or are ready to begin. The benefits of continuous treatment are obvious. You get sustained medical care, a secure environment, and a respite from stresses that can bring you back to the level of addiction. However, rehab has obvious associated monetary cost.
Once you decide that rehab is the right choice, the second major concern follows which is if your family’s finances can permit you to attend a full-time rehab. Treating an addiction should not be neglected because of financial restrictions because getting detoxified is a long-term investment that will pay off handsomely.
You will not just thousands on alcohol or drugs because you are sober, you will also be able to focus more on working, thus increasing your potential to earn more money. Fortunately, you do not need more stressors in your life.
Many rehabs take Blue Cross Blue Shield and you can use services like Find Addiction Rehab to find the rehabs that offer you the right services based on your insurance cover. Their staff can advise on possibilities countrywide, quickly, and confidentially.
The expense of de-addiction if you have health insurance
Based on the Affordable Care Act, health covers must include de-addiction treatment. Based on predetermined guidelines, it’s critical to understand your coverage. The general inclusions of your cover could include:
- 30 days of inpatient continuous treatment. This might not be sufficient if your addiction is years long.
- About 3 months of follow-up care in an outpatient setting.
- Medicinal detox treatment for about 30 days.
While medical treatment may find a way in the policy notes, holistic treatments like yoga are underrated and not included in these covers.
In the absence of insurance, the expenses could reach up to $25,000. Many addicts avoid therapy because of the cost. The fact that they do not have insurance adds to their reluctance.
There are a variety of alcohol treatment alternatives available. Your state government may provide free therapy grants. There are many programs affiliated with organizations run by non-profit organizations that also provide low-cost help.
You could even be eligible for a scholarship. Many rehab facilities have scholarship beds for folks who can’t afford their therapies. Talk to your clinician if he can refer you to any such facility.
Some other ways to pay for your treatment are:
- If you’ve been saving money for a rainy day, you can now use it as being sober will pay you back in the future.
- You can also take out money from your retirement or any other life savings.
- You will have some loved ones around you who wish to see you become sober in life. Ask for help from such lovely people in your life.
- Obtain the stability now and you can repay them later.
- You can also think of taking a loan or asking the rehab center for some financing options.
- Scholarships are available from groups that help people who want to get treatment and get a stronghold back in their lives.
Despite the cost, you can find solutions. Work out payment plans, financing, or grants with your clinician and take the first step towards a sober life.